Receipt preparation
Attach a receipt image and ask Plu to prepare details such as merchant, items, amount, date, and a suggested category for review.
Manual tracking
Manual expense tracking, with optional AI help.
Manual expense tracking gives you direct control over what enters your financial record. In Pludo Ledger, you can add and edit transactions yourself, organize them by category and account, and use AI only when it is useful for a specific task.
Updated August 15, 2026
01
How to track expenses manually
- 01Create the accounts or payment methods you want to track
- 02Record income, expenses, and transfers as they happen or in a regular review
- 03Assign categories that make your reports and budgets useful
- 04Review balances, category totals, and trends before changing a budget or plan
- 05Export a backup of records you want to retain outside the app
The usefulness of a manual expense tracker depends on the completeness of the records you enter. Ledger does not automatically import bank transactions.
02
Keep the manual workflow in control
Transactions, budgets, goals, recurring payments, reports, and exports have direct manual workflows. You do not need to use Plu to record or organize your finances.
This can be useful when you want to decide exactly what is tracked, correct an entry yourself, or keep a simple record without linking a bank account.
03
Ask for help without handing over control
Spending questions
Ask about the financial context you select, then inspect the underlying records in the manual workspace.
Supported actions
Ask Plu to prepare supported record or budget actions; destructive changes require confirmation.
04
Review before you rely on AI
AI output can be incomplete or wrong. Check receipt fields, categories, summaries, calculations, and suggested actions before saving or relying on them.
AI processing is optional and needs a network connection. When you use it, the request can include the prompt, relevant financial context, and any receipt image you attach.
Track expenses your way.
Open Ledger to record your next transaction manually, then use AI only when you choose.